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The Income Needed To Buy A Home In Every US State
As home prices continue to climb and mortgage rates remain elevated, buying a home in the U.S. has become increasingly out of reach for the average household.
In 2025, buyers now need six-figure salaries to afford a median-priced home in all but 15 states.
This visualization, via Visual Capitalist's Bruno Venditti, using data from Realtor.com, maps the annual income required to purchase a typical three-bedroom home in every state, based on a 10% down payment, a 6.65% interest rate on a 30-year fixed mortgage, and a 30% income-to-housing cost threshold (which includes taxes and insurance).