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The plan – these people always have a plan – was divulged on X yesterday. The Director of the Housing Finance Agency, Bill Pulte, says there is a "clear historical basis" for extending home loans to half a century, citing the 30-year mortgage initiated during the de facto dictatorship of Franklin Roosevelt – who would have remained president for life if Adrenochrome had been around back then.
Of course, most people will never live long enough to ever pay off a 50 year note, which is just the point or – rather – the purpose.
The system is being fine-tuned to eliminate the possibility, even, of most of us ever not having to make a monthly mortgage payment by extending these payments to basically forever, insofar as the human lifespan is concerned. Sign up for a half century loan at 25 – and by 75 you might just have paid it off. Just in time to check out of this life – after having spent your life making those payments.
The 50 year indenture is marketed as a way to make buying a home more "affordable" – and there's a little truth in that, as there always is whenever a stupendous lie is brought forth.
Yes, the monthly payments will be "less." But the truth is you'll be paying effectively forever. Meaning, you will be in debt effectively forever. And that is precisely what's wanted.
This system of perpetual debt service requires it. They want people to never stop paying until they are dead or damned close to being so. They do not want people – meaning us rather than them – ever not having to work to make payments. They do not want us accruing assets to speak of.
What is wanted – from us – is liabilities, forever.
This entails keeping us working until we are dead – or damned close to being so – in order to make those payments. Paying "our" taxes is a big part of this, too. Including the property taxes added to the mortgage that are already there (and that literally never end) that assure you will never own your home anyhow, because you will still have to pay those taxes even if you manage to pay off the 50 year note.