Banks were once seen as the safest place to keep your money—but is that still true today? In this interview, Phillip Patrick breaks down why the modern banking system has become a threat to financial freedom. We discuss recent bank failures, the risks of government "bail-ins" under Dodd-Frank, and the growing concerns over privacy in an age of digital payments and constant credit card tracking. We also take a hard look at how the Federal Reserve fuels instability and what everyday Americans can do to protect themselves.